An end to end cloud-based lending solution for Banks, NBFCs & HFCs
Transform your business with lower risks and higher customer base with an intuitive digital lending solution. With the lending industry on the cusp of transformation, ziva cloud lending solution paves a way to harness the advancements to a higher level.
Banks
NBFCs
HFCs
Retail Lenders
Ziva® Ecosystem is a powerhouse of seamlessly integrated solutions to manage the total lifecycle of the Lending Business. It presents new opportunities to the lending organization and protects it from any risks or threats, thereby delivering the best.
Ziva's loan origination module is a state-of-the-art workflow system built on a microservices architecture. It is fully automated, parameterized, powered by a business rule engine, to facilitate the end-to-end loan origination.
As a loan based segmented system, this module empowers banks to create products custom-tailored for their ecosystem right from amortization to delinquency tracking. Any product can be launched within hours.
This module is a comprehensive automated debt and receivables system often colluding with the collections module, thereby improving the decision-making system, effective collection strategies.
The centralized collateral management monitors real-time exposure of assets and its collateralization of credit from a single source. This helps the banks or NBFCs to make informed decisions on the collaterals.
Individual Rating and Pricing Engine
Comprehensive Risk Referencing Solutions
360° Integrated Solution
Transparency Across All Processes
Fully Automated Workflow
Flexible to Regulatory Changes
Going above and beyond, developing customized solutions for all.
Home Loan
Gold Loan
Commercial Loan
Auto Loan
Consumer Loan
Equipment Loan
Novac's Ziva team has worked extensively and alongside to help us overcome the issues that our business has faced. A digital lending solution with seamless inner workings has opened up various avenues in the financial business.
As a startup in the financial domain, my company was in need of a lending solution with multi-faceted features and modules. Novac’s Ziva became the perfect fit for my company with project transparency from inception till delivery.
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